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$2,560estimated monthly principal & interestOpen calculator →
Supreme Lending · NMLS #112247Book a Consultation
Hello, I'm Dan Flavin.Mortgage Loan Officer & Branch Manager
Supreme Lending · NMLS #112247
A Better Mortgage Plan Starts Before You Find the House
I help homebuyers understand their options, strengthen their approval, and move forward with confidence.
Maryland Mortgage Program • Down Payment Assistance •FHA • VA • Conventional • Jumbo •HELOC • Construction • DSCR • Renovation• Reverse Mortgage
Start with a strategy
Before the house comes the plan.
Path 2 Buy is a practical planning process for buyers who want to understand their approval, monthly budget, cash-to-close, and next steps before they shop.
Explore the full Path 2 Buy process →Independent client feedback · Verified September 23, 2026
A mortgage plan is personal. The reputation should be verifiable.
Dan’s Experience.com profile displayed a 4.97 overall rating across 160 combined reviews. Read the full record at the source before deciding whom to trust.
4.97overall rating160 combined reviews on Experience.com
Proactive communication
Recent reviews describe responsive guidance and clear follow-through.
Questions answered
Clients frequently mention quick answers during an unfamiliar process.
Calm under pressure
Reviewers also point to patience and reassurance when transactions become stressful.
Verified mortgage case study
A bank decline was not the end of the analysis.
A returning self-employed borrower needed financing for a 5–8-unit investment property. Dan identified a DSCR/investor program capable of considering the transaction and completed the loan in under 30 days.
See the challenge, analysis, and outcome →- Borrower
- Self-employed investor
- Property
- 5–8 units
- Result
- Under 30 days
Loan programs
Financing for more than one kind of buyer.
The right mortgage depends on your goals, income, property, and qualifications. We’ll compare the options that fit your situation.
01Maryland buyers
Maryland Mortgage Program
State-supported first-mortgage and assistance options for eligible Maryland homebuyers.
Read the guide →02Public programsGovernment DPA
Eligible state, county, city, and public-agency down payment assistance.
Read the guide →03More assistanceNon-Government DPA
Eligible nonprofit, employer, community, and other approved assistance sources.
Read the guide →04PopularConventional
Flexible financing for eligible primary homes, second homes, and investment properties.
Read the guide →05Low down paymentFHA
Government-insured financing with flexible qualification standards for eligible buyers.
Read the guide →06Eligible borrowersVA
A valuable benefit for eligible Veterans, service members, and surviving spouses.
Read the guide →07High-value homesJumbo
Financing designed for loan amounts above conforming limits and well-qualified buyers.
Read the guide →08Self-employedBank Statement
Alternative income documentation options for eligible self-employed borrowers.
Read the guide →09Home equityHELOC
A revolving line of credit that may help eligible homeowners access available equity.
Read the guide →10Build newConstruction
Financing options that can help qualified borrowers build a home from the ground up.
Read the guide →11InvestorsDSCR
Investment-property financing that may qualify using the property’s rental cash flow.
Read the guide →12ImproveRenovation
Combine eligible purchase or refinance costs with approved improvements in one strategy.
Read the guide →13Age 62+Reverse Mortgage
Specialized options for eligible homeowners age 62 and older, including purchase strategies.
Read the guide →Calculators & guides
Understand the numbers before they become decisions.
01
Payment calculator
Explore a principal-and-interest estimate before reviewing your complete numbers.
Explore resource →02Path 2 Buy
Build a practical mortgage plan before you begin house hunting.
Explore resource →03Mortgage process
Follow the six working stages from planning and application through closing.
Explore resource →Payment calculator
Start with an estimate. Finish with a real plan.
Model principal and interest together with property taxes, homeowners insurance, estimated PMI, and a Maryland closing-cost planning factor. Use property-specific quotes and disclosures before making a decision.
Estimated monthly housing payment$3,329
- Principal & interest$2,560
- Property taxes$450
- Homeowners insurance$150
- Estimated PMI$169
- Planning estimate for closing costs$13,500
Maryland buyer guide
Four milestones. One informed buyer.
- 01
Plan
Review your goals, credit, income, assets, debts, and timeline.
- 02
Approve
Complete a thorough approval before you begin making offers.
- 03
Shop
Understand the payment and cash needed before choosing a home.
- 04
Close
Move through underwriting, appraisal, and closing with guidance.
For real estate professionals
A lending partner who helps your buyers prepare.
Thorough approvals, difficult-loan experience, responsive communication, and practical buyer education can help create a smoother path from offer to closing.
- Pre-underwriting and approval strategy
- Clear communication with buyers and agents
- Support for self-employed and complex borrowers
- Co-marketing and homebuyer education
Meet your lender
Experience matters before the unexpected happens.
Dan Flavin is a Mortgage Loan Officer and Branch Manager with Supreme Lending. He helps first-time buyers, move-up buyers, retirees, self-employed borrowers, and real estate investors build a financing strategy around their goals.
- NMLS
- 112247
- Primary market
- Maryland
- Direct line
- 410.935.3528
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