Supreme Lending · NMLS #112247Book a ConsultationMaryland mortgage guidance
A Maryland mortgage plan built around your goals.
Dan Flavin helps Maryland homebuyers, homeowners, and real estate investors understand their financing options before making major decisions.
Book a ConsultationWho Dan helps
Mortgage planning for real life.
Dan works with first-time buyers, move-up buyers, downsizing homeowners, Veterans, self-employed borrowers, retirees, and real estate investors. Available options depend on the borrower, property, and program requirements.
A better starting point
Prepare before you make an offer.
Path 2 Buy reviews the approval, estimated payment, cash-to-close, credit, debts, and timeline before house hunting. The goal is to identify questions early and give buyers a clearer decision-making framework.
Local perspective
Property details affect the numbers.
Property taxes, insurance, association dues, property type, occupancy, and location can affect qualification and the total housing payment. Review the specific property with your lender before relying on an online estimate.
Priority markets
Local guidance is being developed thoughtfully.
These are priority communities for future educational resources. New pages will be added only when they provide substantial, locally useful information.
Detailed local guidance
Research the county and community before you make an offer.
Howard County
Closing costs, assistance, flood maps, associations, and property-type planning.
Explore guide →Anne Arundel County
Current taxes, assistance, waterfront, Critical Area, and property-system guidance.
Explore guide →Annapolis
City taxes, historic review, tidal flood, condo, and renovation planning.
Explore guide →Glen Burnie
Airport-noise, established-home, utility, and association considerations.
Explore guide →Severna Park
Waterfront, Critical Area, septic, well, flood, and community obligations.
Explore guide →Baltimore County
County taxes, deed charges, homebuyer assistance, ground rent, flood, and property review.
Explore guide →Towson
Condominium, urban design, tax, utility, and renovation planning.
Explore guide →Dundalk
Flood, Critical Area, ground rent, historic review, and insurance guidance.
Explore guide →Catonsville
Jurisdiction, historic-home, permit, flood, and renovation considerations.
Explore guide →Carroll County
Current taxes, municipal overlays, wells, septic systems, rural parcels, flood, and deed-cost planning.
Explore guide →Westminster
City taxes, water and sewer, historic review, older homes, and renovation planning.
Explore guide →Eldersburg
Freedom-area utility boundaries, associations, property type, flood, and permit guidance.
Explore guide →Sykesville
Town taxes, historic districts, flood insurance, older homes, and jurisdiction review.
Explore guide →Montgomery County
Property-specific taxes, progressive recordation charges, radon, WSSC assessments, and common-ownership review.
Explore guide →Bethesda
High-rise and mixed-use condos, project review, parking rights, insurance, and reserves.
Explore guide →Rockville
FY2027 city tax, municipal boundaries, utilities, stormwater charges, permits, and radon.
Explore guide →Silver Spring
Postal boundaries, condos and co-ops, mixed-use buildings, associations, taxes, and radon.
Explore guide →Frederick County
FY2027 taxes, deed costs, municipal overlays, wells, septic, rural land, floodplain, and special assessments.
Explore guide →Frederick
City tax, county tax equity, historic review, utilities, flood questions, and renovation planning.
Explore guide →Urbana
Planned-community dues, CDA special taxes, utilities, townhomes, and project review.
Explore guide →Brunswick
Municipal tax and fees, utilities, floodplain review, older homes, rail access, and permits.
Explore guide →Prince George's County
FY2027 tax layers, municipal differentials, deed costs, WSSC charges, assistance, floodplain, and permits.
Explore guide →Bowie
FY2027 city tax, municipal boundaries, city utilities, home alterations, stormwater, and associations.
Explore guide →College Park
Occupancy permits, rental plans, two-step permits, parking rights, historic review, and condos.
Explore guide →Laurel
Postal and city boundaries, municipal costs, flood review, historic property, utilities, and permits.
Explore guide →Your next step