Supreme Lending · NMLS #112247Book a ConsultationMaryland mortgage guidance
A Maryland mortgage plan built around your goals.
Dan Flavin helps Maryland homebuyers, homeowners, and real estate investors understand their financing options before making major decisions.
Book a ConsultationWho Dan helps
Mortgage planning for real life.
Dan works with first-time buyers, move-up buyers, downsizing homeowners, Veterans, self-employed borrowers, retirees, and real estate investors. Available options depend on the borrower, property, and program requirements.
A better starting point
Prepare before you make an offer.
Path 2 Buy reviews the approval, estimated payment, cash-to-close, credit, debts, and timeline before house hunting. The goal is to identify questions early and give buyers a clearer decision-making framework.
Local perspective
Property details affect the numbers.
Property taxes, insurance, association dues, property type, occupancy, and location can affect qualification and the total housing payment. Review the specific property with your lender before relying on an online estimate.
Priority markets
Local guidance is being developed thoughtfully.
These are priority communities for future educational resources. New pages will be added only when they provide substantial, locally useful information.
Detailed local guidance
Research the county and community before you make an offer.
Howard County
Closing costs, assistance, flood maps, associations, and property-type planning.
Explore guide →Anne Arundel County
Current taxes, assistance, waterfront, Critical Area, and property-system guidance.
Explore guide →Annapolis
City taxes, historic review, tidal flood, condo, and renovation planning.
Explore guide →Glen Burnie
Airport-noise, established-home, utility, and association considerations.
Explore guide →Severna Park
Waterfront, Critical Area, septic, well, flood, and community obligations.
Explore guide →Baltimore County
County taxes, deed charges, homebuyer assistance, ground rent, flood, and property review.
Explore guide →Towson
Condominium, urban design, tax, utility, and renovation planning.
Explore guide →Dundalk
Flood, Critical Area, ground rent, historic review, and insurance guidance.
Explore guide →Catonsville
Jurisdiction, historic-home, permit, flood, and renovation considerations.
Explore guide →Carroll County
Current taxes, municipal overlays, wells, septic systems, rural parcels, flood, and deed-cost planning.
Explore guide →Westminster
City taxes, water and sewer, historic review, older homes, and renovation planning.
Explore guide →Eldersburg
Freedom-area utility boundaries, associations, property type, flood, and permit guidance.
Explore guide →Sykesville
Town taxes, historic districts, flood insurance, older homes, and jurisdiction review.
Explore guide →Montgomery County
Property-specific taxes, progressive recordation charges, radon, WSSC assessments, and common-ownership review.
Explore guide →Bethesda
High-rise and mixed-use condos, project review, parking rights, insurance, and reserves.
Explore guide →Rockville
FY2027 city tax, municipal boundaries, utilities, stormwater charges, permits, and radon.
Explore guide →Silver Spring
Postal boundaries, condos and co-ops, mixed-use buildings, associations, taxes, and radon.
Explore guide →Frederick County
FY2027 taxes, deed costs, municipal overlays, wells, septic, rural land, floodplain, and special assessments.
Explore guide →Frederick
City tax, county tax equity, historic review, utilities, flood questions, and renovation planning.
Explore guide →Urbana
Planned-community dues, CDA special taxes, utilities, townhomes, and project review.
Explore guide →Brunswick
Municipal tax and fees, utilities, floodplain review, older homes, rail access, and permits.
Explore guide →Prince George's County
FY2027 tax layers, municipal differentials, deed costs, WSSC charges, assistance, floodplain, and permits.
Explore guide →Bowie
FY2027 city tax, municipal boundaries, city utilities, home alterations, stormwater, and associations.
Explore guide →College Park
Occupancy permits, rental plans, two-step permits, parking rights, historic review, and condos.
Explore guide →Laurel
Postal and city boundaries, municipal costs, flood review, historic property, utilities, and permits.
Explore guide →Allegany County
Tax districts, deed costs, special levies, utilities, mountain sites, rural systems, permits, and USDA screening.
Explore guide →Cumberland
City and county taxes, utilities, floodplain review, historic questions, rentals, and older-home planning.
Explore guide →Frostburg
Rental licensing, inspections, municipal utilities, historic review, permits, and winter-property planning.
Explore guide →La Vale
Supplemental levies, sanitary service, parcel boundaries, hillside sites, drainage, access, and USDA screening.
Explore guide →Calvert County
FY2027 taxes, deed charges, wells and septic, public utilities, Critical Area, floodplain, rural land, and permits.
Explore guide →Prince Frederick
Town Center boundaries, utilities, zoning transition, architectural review, permits, taxes, and associations.
Explore guide →Chesapeake Beach
Municipal taxes, town water and sewer, two-level permits, Critical Area, flood risk, rentals, and shoreline rights.
Explore guide →Solomons
Critical Area, flood and elevation review, water access, utilities, condos, Town Center zoning, and insurance.
Explore guide →Caroline County
FY2027 taxes, deed charges, municipal boundaries, utilities, wells and septic, floodplain, Critical Area, rural land, and permits.
Explore guide →Denton
County and town taxes, quarterly utilities, historic review, permits, floodplain, and Critical Area planning.
Explore guide →Federalsburg
Municipal utilities, private service lines, flood exposure, older homes, rehabilitation, and title review.
Explore guide →Ridgely
FY2027 county and town taxes, quarterly water, wastewater and trash, settlement transfers, and reserves.
Explore guide →Cecil County
FY2027 taxes, deed charges, town boundaries, utilities, wells and septic, floodplain, Critical Area, permits, and rural land.
Explore guide →Elkton
Town taxes, quarterly utilities, historic review, capacity and front-foot charges, permits, and older homes.
Explore guide →North East
Town water, county sewer, Critical Area, floodplain, municipal boundaries, permits, and service lines.
Explore guide →Perryville
Susquehanna flood review, FY2027 utilities, zoning certificates, rentals, town costs, and insurance.
Explore guide →Charles County
FY2027 taxes, deed costs, utilities, wells and septic, floodplain, Critical Area, easements, permits, and assistance.
Explore guide →Waldorf
Unincorporated boundaries, county utilities, quarterly bills, stormwater easements, associations, permits, and project review.
Explore guide →La Plata
FY2027 town tax, quarterly utilities, Heritage Green special tax, municipal permits, mapping, and deed clearance.
Explore guide →Indian Head
FY2027 town tax and utilities, Critical Area, flood exposure, rental licensing, permits, and insurance.
Explore guide →Your next step